Short answer: paste the number. A green verdict means the format and check character agree — a mistyped digit cannot survive that test. It says nothing about whether the registration exists.
What the fifteen characters are
- 1-2 — the state code the registration belongs to.
- 3-12 — the holder’s PAN, which itself encodes the holder type.
- 13 — the entity number: a registration count within that PAN.
- 14 — the literal Z, reserved by the scheme.
- 15 — the mod-36 check character.
Where people go wrong
The three common failures are a transposed pair of digits (the check character catches it), a state code that belongs to a different state than the address (the check character does not catch that), and a PAN typed from a different entity than the GSTIN was issued under. Only the first is arithmetic; the other two need the portal.
Checking the PAN on its own is faster when that is the only thing in doubt — thePAN validator reads its holder type. For the bank side of a payment, the IFSC finder checks a branch against a dated dataset.