Short answer: Friday 9 October 2026 plus ten working days isFriday 23 October 2026. Add a holiday on 20 October and it moves to 26 October, because two weekends and one holiday are skipped in between.
Why a due date needs this and not just "+14 days"
Two weeks of calendar days contains two weekends, so a "14-day" deadline lands four working days early or late depending on which day it starts. Contracts and SLAs mean working days; the difference is the whole reason this page exists, and the skipped weekends are implied in the count rather than hidden.
Worked example
An invoice dated 1 October 2026 with 30 business days of credit: thirty working days forward is 13 November 2026. Check it against the working-days calculator and the count comes back to 30 — the two pages are inverses of each other.